See all posts by Royston Wild I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Image source: Getty Images. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Royston Wild | Monday, 2nd November, 2020 | More on: FLTR LLOY I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Forget the Lloyds share price! I’d rather buy this cheap FTSE 100 share in my ISA in November Royston Wild has no position in any of the shares mentioned. The Motley Fool UK owns shares of Flutter Entertainment. The Motley Fool UK has recommended HSBC Holdings, Lloyds Banking Group, and Standard Chartered. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. The terrible Covid-19 news flow of recent days has smacked UK shares of all shapes and sizes. Investor confidence has plummeted as forthcoming lockdown measures in Britain have cast fresh doubts over corporate profits. It shouldn’t have come as a shock to see the Lloyds (LSE: LLOY) share price in particular sinking again.The highly-cyclical FTSE 100 bank, unlike other blue-chips such as HSBC and Standard Chartered, generates almost all of its profits from these shores. So while Lloyds advised last week that it expected loan loss provisions to come in at the lower end of its estimates (£4.5bn-£5.5bn), news of the new national lockdown has put these estimates in severe jeopardy already.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Lloyds in dangerAccording to ING Bank, those fresh Covid-19 clampdowns will reduce British GDP by 6-7% in November. They threaten to play havoc in December too, and possibly beyond, should the infection rate fail to come down. And so UK shares like Lloyds should be extremely worried.The bank recorded pre-tax profit of just £620m between January and September, versus £2.6bn in the same 2019 period. Profits have collapsed due to those vast provisions, falling customer demand and rock-bottom interest rates. It looks as if Lloyds can expect more of the same for the rest of 2020 at least.This is why I’m not tempted to go dip-buying Lloyds following its fresh share price fall. Sure, at current prices of 27.5p the bank trades on a price-to-earnings (P/E) ratio of just 8 times for 2021. But this is built on broker expectations that annual earnings will rocket 180% next year. Estimates that are looking increasingly unlikely given the current trajectory of the Covid-19 crisis.What’s more, Lloyds’ monster 5.5% dividend yield for 2021 looks like it’s in even more peril. The UK share’s uncertain profits outlook is one reason why it might not restart dividends next year. Another is the possibility that the Prudential Regulatory Authority might keep its ban on British banks paying dividends to their shareholders too.A better UK shareWhy would I take a gamble on Lloyds today. Especially when there are so many other cheap, dividend-paying stocks for ISA investors like me to choose from.One UK share I’d much rather buy this November is Flutter Entertainment (LSE: FLTR). This FTSE 100 share trades on a much-heftier P/E ratio of 29 times for 2021. But I think the gambling colossus is worthy of such a meaty premium.City experts expect earnings here to rise 8% in 2021. And bright growth projections for the broader online betting market suggests investors in Flutter can — unlike owners of Lloyds shares — look forward to a long run of strong profits growth.Indeed, I’d buy this UK share before third-quarter results come out on Wednesday, 11 November. Flutter certainly impressed the market in August with news that revenues rocketed almost 50% in the first half. And I’m expecting another brilliant update this week that could send its rocketing share price even higher.